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About Us
Associates
Avenues has tied up with all the leading entities in this area of operation. These include:

CARD ASSOCIATES
 
American Express Citibank eCard Diners Club JCB Cards MasterCard
VISA  

BANK ASSOCIATES
 
Indian Banks
ABN AMRO Axis Bank Canara Bank Corporation Bank Citibank
Centurion Bank The Federal Bank HDFC Bank ICICI Bank IndusInd Bank
IDBI Bank J & K Bank Kotak Mahindra Bank Oriental Bank Of Commerce Punjab National Bank
Bank of Rajasthan State Bank Of India Union Bank Of India Yes Bank  

INDUSTRY ASSOCIATES
 
Dun & Bradstreet Inc. MERCHANT FRAUD SQUAD INC. Verisign Inc. Hacker Safe PayMate
Itz Cash PCI Security Standards Council      

CARD ASSOCIATES

AMERICAN EXPRESS BANK LTD.

The world's favorite card. More than 57 million cards in circulation and growing! Around US $ 123 billion was spent last year through American Express Cards and it is poised to be the world's No. 1 card in the near future. In a regressive US economy last year, the total amount spent on American Express cards rose by 4 percent. American Express cards are especially popular in the U.S., Canada, Europe and Asia and are used widely in the retail and everyday spend categories.

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Citibank eCards

Citibank has launched a new initiative Citibank eCard to promote safe and secure E-shopping. Like a regular credit card but without a physical plastic, it is India 's first web credit card. The Citibank eCard can be used for all types of Internet shopping and transactions through telephone and mail order. You can also do all transactions available on Internet Banking, including utility bills and ordering a demand draft.

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Diners Club International
The world's No. 1 Charge Card. Diners Club cardholders reside all over the world and the Diners Card is an old corporate favorite. There are more than 8 million Diners Club cardholders. They are affluent and are frequent travelers in premier businesses and institutions, including Fortune 500 companies and leading global corporations.

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JCB Cards
JCB (Japan Credit Bureau), which launched its card business in Japan in 1961 and began expanding overseas in 1981, is an international brand and the largest card issuer and merchant acquirer in Japan. Its merchant network of 7.96 million spans 183 countries, and serves more than 38 million cardholders worldwide. These cardholders spend US$ 42 billion annually on their JCB cards. More information about JCB can be found at www.jcbinternational.com.

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MasterCard
MasterCard International is a global payments company with one of the most recognized and respected brands in the world. With 32 million acceptance locations, no payment card is more widely accepted globally than MasterCard. Last year, MasterCard handled transactions worth US Dollar 285 billion. Important notice about MasterCard Sign up

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VISA

The world's most preferred card. There are more than one billion cards in circulation, with unsurpassed acceptance in more than 150 countries. Visa-branded cards generate US Dollar 2.4 trillion in annual card sales volume. Nearly half of this in US alone.

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BANK ASSOCIATES
Indian
Indian Banks

ABN AMRO

ABN AMRO Bank is one of the leading private banks in the world with a proven track record in offering professional and customized services to a wide range of discerning clients across the globe. In 1920, ABN AMRO Bank began its services in Kolkata, India. It was known as a strong "diamond financing bank". Today, ABN AMRO Bank, a full-services bank with 28 branches in 21 cities and has.

ABN AMRO Bank in India offers its customers a range of services like Private Banking, Businesses and Commercial banking, Corporate and Institutional Banking, Portfolio Advisory Services etc.

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AXIS BANK

Axis Bank was the first of the new private banks to have begun operations in 1994, after the Government of India allowed new private banks to be established. Its Registered Office is at Ahmedabad and Central Office is located at Mumbai.

Axis Bank is well-known for its strengths in both retail and corporate banking and its commitment towards adopting the best industry practices internationally in order to achieve excellence. Presently, the Bank has a very wide network of more than 596 branch offices and Extension Counters. The Bank has a network of over 2502 ATMs providing 24 hrs a day banking convenience to its customers. This is one of the largest ATM networks in the country.

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CANARA BANK   
Canara Bank is one of the premier banks in the country, accredited with umpteen distinctions. The present stature of the Bank is due to its strong fundamentals and quality customer orientations. Profit making since inception, the Bank today epitomizes a perfect blend of commercial and social banking.

The Bank has carved a niche in providing IT-based services. With 100% computerization of the branches, the bank provides a wide array of services, such as, Networked ATMs, Anywhere Banking, Tele-banking, Remote Access Terminals Internet & Mobile Banking, Debit Card etc. The Bank was the first among banks to launch networked ATMs and obtain ISO Certification.
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CORPORATION BANK   Coming Soon

In 1906, Corporation Bank (Corp Bank) was established in Udupi, Karnataka. It is the No. 1 Public Sector Bank in India. In the past 100 years, the Bank has created a unique history of successful Banking and has stood the test of time by growing steadily, offering vast, varied and versatile services with a personal touch.

Corporation Bank has services in different segments like Personal Segment, Trade and Commercial Segment, Small Scale Industry, Large and Medium Industrial Units, Non-Resident Indians, Housing Sector and Export & Import Segment. Presently, the Bank has a network of 943 Branches, 35 Extension Counters and 19 Currency Chests covering 24 states and 2 union territories of the country. The Bank has 933 online-interconnected ATMs spread across the country.


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CITIBANK

Citibank is a member company of Citigroup, the largest and the most diversified provider of financial services in the world. With its 103-year old history, it is one of the leading international banks with a history of innovation and customer service and an outstanding track record of business milestones.

In India, it was the pioneer in consumer banking - the first to introduce focused consumer lending programs and electronic banking - has made significant investments in technology. Today, it provides a comprehensive range of financial services including treasury management, transaction services, securities custodianship, foreign exchange, fixed income and equities sales and trading, and corporate finance to corporate clients, governments and financial institutions. It operates in 25 offices and branches across 18 cities. It is the largest issuer of credit cards and offer mortgages, personal loans, insurance, and investment services for on-shore customers.


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Centurion Bank of Punjab

In 2005, the Bank of Punjab and Centurion Bank merged to create the 5 th largest bank private sector bank in India . The merger combines Centurion's network in the South and West of India and Bank of Punjab's in the North to give it an impressive nationwide presence of 240 branches, 386 ATMS and 2200000 customers. The banks complementary strengths give them a strong standing in the SME's, Agriculture and Retail segments. The new Centurion Bank of India will provide their customers with high yielding retail assets portfolio and low cost deposit base which will result in high margins.

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THE FEDERAL BANK LTD

The Federal Bank is a regional giant one with strong national presence and global reach . From its humble beginning as Travancore Federal Bank Ltd. almost 5 decades ago, Federal Bank has grown to become India 's largest private sector bank and is now the largest scheduled commercial bank in Kerala.

The Bank has emerged into a financial supermarket giving the customers a range of products and services. It has the full range of delivery channels including Internet Banking, Mobile Banking and Alerts, Any Where (Branch) Banking, Interconnected Visa enabled ATM network, E-mail Alerts, Telephone Banking and a Centralised customer Call Centre with toll free number.

It also has a very wide network of more than 500 offices and 275 ATMs covering almost all the important cities in the country with a dominant presence in the State of Kerala with more than 300 branches. It also has strong patronage of NRI Community and NRI deposits constitute 40 % of its total deposits.

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HDFC BANK Ltd.

Established in August 1994, HDFC (Housing Development Finance Corporation) Bank Limited offers a wide range of commercial and transactional banking services and treasury products to wholesale and retail customers. This includes working capital finance, trade services, transactional services, cash management etc. It also is a leading provider of structured solutions, which combine cash management services with vendor and distributor finance for facilitating superior supply chain management for its corporate customers. Moreover, it hosts a wide array of retail loan products like Auto Loans, Loans against marketable securities, Personal Loans and Loans for Two-wheelers.

HDFC backs its products with world-class service through 531 branches spread over 228 cities across India, 1054 networked ATMs which can be accessed by all domestic and international Visa/MasterCard, Visa Electron/Maestro, Plus/Cirrus and American Express Credit/Charge cardholders. They also offer their customers Telephone Banking facilities in over 120 locations.

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ICICI Bank Ltd.
ICICI bank merger with ICICI Limited has made it the second biggest financial entity in the country, second only to the state Bank of India. It offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels, specialized subsidiaries and affiliates in the areas of investment banking, life and non-life insurance, venture capital and asset management. Its customers can avail these services through its large network of 573 branches and extensions counters and over 2000 ATM's.

Currently, ICICI Bank also has subsidiaries in the United Kingdom, Canada and Russia, branches in Singapore and Bahrain and representative offices in the United States, China, United Arab Emirates, Bangladesh and South Africa .

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IndusInd Bank
IndusInd Bank Ltd., one of the leading new-generation private-sector banks in India, commenced operations in 1994 and built up its net worth to Rs. 866 crore as at March 31, 2006.  With the recent GDR issue, the net worth of the Bank has crossed Rs. 1000 crore (approximately) as on March 31, 2007.  Driven by technology, the Bank constantly upgrades its support systems for the introduction of retail banking products and alternative delivery channels, while continuing to expand its network of branches. In its twelve years of existence, the Bank has displayed its commitment to global benchmarks in retail banking by proactively adopting the requirements of ISO 9001:2000 quality certification for its entire network of branches. It was one of the first banks to go live on the RTGS platform and enjoys clearing bank status for both major stock exchanges - BSE and NSE and both major commodity exchanges in the country – MCX and NCDEX. It also offers DP facilities for stock and commodity segments. Since the merger of Ashok Leyland Finance in June 2004, the Bank has expanded its retail portfolio. It is a large player in the financing of commercial vehicles, utility vehicles, 2/3-wheelers and construction equipment.  The Bank has been given the highest A1+ rating for its Certificates of Deposits by ICRA.  The Bank has been awarded the highest P1+ rating for its FDs by CRISIL, who have also assigned the highest safety ratings to the Bank’s Pass through Certificates for securitized assets. For more information visit us at: www.indusind.com

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IDBI Bank

IDBI Ltd, the tenth largest development bank in the world. It is India 's youngest and one of the fastest growing new private sector banks and has promoted world class institutions in India . The Bank has surged ahead from strength to strength and is fast transforming into a technology led, service driven financial services marketing company with managed with intellectual integrity.

Today, IDBI provides a large range of products and services to industrial concerns, covering almost the entire spectrum of industrial activities, including manufacturing and services. It serves its nearly one million customers through a large network of 95 branches and 302 ATMs.

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J & K Bank
Incorporated on 1st October 1938, Jammu and Kashmir Bank Limited was the first State owned bank in the country. According to the extended Central laws of the state, Jammu & Kashmir Bank was defined as a govt. Company as per the provision of Indian companies act 1956. In the year 1971, the Bank received the status of scheduled bank. It was declared as "A" Class Bank by RBI in 1976.

Today the bank has more than 500 branches across the country and has recently become a billion Dollar Company.

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Kotak Mahindra Group
Kotak Mahindra Group is one of India's leading financial institutions, offering complete financial solutions that encompass every sphere of life. The group has a net worth of over Rs.1,800 crore and employs over 4,400 employees in its various businesses. With a presence in 82 cities in India and offices in New York, London, Dubai and Mauritius, it services a customer base of over 5,00,000. The Kotak Mahindra Group's flagship company, Kotak Mahindra Finance Ltd which was established in 1985, was converted into a bank – Kotak Mahindra Bank Ltd in March 2003 becoming the first Indian company to convert into a Bank. It's banking operations offers a central platform for customer relationships across the group's various businesses. The bank has a presence in the Commerial Vehicles, Retail Finance, Corporate Banking and Treasury and Housing Finance segments.

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Oriental Bank of Commerce

Oriental Bank of Commerce is working on contemporary technology platform with thrust on covering all Branches of Bank under Core Banking Solution mode. Over 99% of its Business through approx. 1400 Branches located in almost all cities/ Towns is already on Core Banking Solution platform enabling RTGS, TeleBanking and Internet Banking services. All the CBS branches are also offering secure NEFT remittance facilities using SFMS platform of IDRBT. Appreciating the need for  Security of the transactions being undertaken by its customers through Web enabled services like e-remit,e-payment of Taxes etc.,The bank has put in place latest security infrastructure for its IT set up.

Bank’s ATM facility is being provided through 735  on-site and off-site  – ‘My Time ATM’ of the Bank, installed at various locations across the country and network is being expanded to other areas  to facilitate anytime anywhere banking for the customers. Further, inter-connectivity of ATMs has been established with the MITR network, National Financial Switch (NFS) and VISA International network which enable customers to use ATMs of more than 20 Banks like PNB, Indian Bank, Corporation Bank, ICICI Bank etc. thereby increase their reach to vast number of ATMs spread across the country and abroad.

The Bank has embarked upon ambitious online projects with a view to empower its clientele with capability of undertaking most of the Banking activities online from the comfort of their home or offices at any time convenient to them.

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Punjab National Bank (PNB)

Established in 1895 at Lahore, undivided India, Punjab National Bank (PNB) has the distinction of being the first bank to have been started solely with Indian capital. From its modest beginning, the bank has grown in size and stature to become a front-line banking institution in India at present. Punjab National Bank (PNB) is today, serving over 3.5 crore customers through 4497 offices, largest amongst Nationalized Banks.

PNB operates at the cutting edge of technology for its customers and offers innovative services to its customers, such as Free Tele-banking / Fax Banking facility, and Centralized Banking Solution (CBS), an inter-branch networking and data sharing platform which makes 'Anytime Anywhere ' banking a reality for its customers. It has also launched a Debit/ATM card which can be accessed at 555 ATMs PNB ATMS and 11000 other ATMs through tie ups with other Banks.

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THE BANK OF RAJASTHAN

Established in May 1943 in Udaipur, The Bank of Rajasthan is the largest private sector bank in North India. The bank provides its customers with the following services - Commercial Banking, Merchant Banking, Auxiliary services, Consumer Banking, Deposit & Money Placement services, Trust & Custodial services, International Banking, Priority Sector Banking, and Depository. It also has specialized Forex and Industrial finance branches.

The Bank of Rajasthan has branches all across India with prominent presence in Rajasthan. Its large network includes 12 Regional Offices, 436 branches 5 extension counter and 344 Online Branches (Includes Extn. Counters). 96 branches are fully computerized.

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STATE BANK OF INDIA

State Bank of India (SBI) is owned by the Government of India and is the largest bank in the Indian subcontinent. If one measures by the number of branch offices (10,000 + as on March, 2008), SBI is the second largest bank in the world. SBI, the oldest commercial bank in the Indian subcontinent, is also present in 32 countries, where it has 84 offices serving the international needs of the bank's foreign and Indian customers. In recent years, the bank has sought to expand its overseas operations by buying foreign banks. It is the only Indian bank to feature in the top 100 world banks in the Fortune Global 500 rating and various other rankings. According to the Forbes 2000 listing it tops all Indian companies. With an asset base of $126 billion and its reach, it is a regional banking behemoth.

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UNION BANK OF INDIA

Union Bank of India was inaugurated by Mahatma Gandhi more than eight decades ago. It is a Public Sector Unit with 55.43% Share Capital held by the Government of India.

The Union Bank of India has more than 950 branches and extension counters. It has a large network of approximately 659 ATMs spread across the country. In addition to regular banking facilities, Union Bank of India customers can also avail a variety of other services like Online Tele-banking facilities, Cash Management Service, Insurance, Mutual Funds, Demat etc.

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YES BANK

YES Bank, India’s new age private sector bank started operations in November 2004. It aims to be a state-of-the-art technology driven, high quality, private Indian Bank catering to ‘Emerging India’.

In just 4 years since its inception, YES Bank has achieved its goal by creating a presence in the Industry by virtue of its innovative Business Model. Today, it has branches in all major cities across India and offers a comprehensive range of banking products and financial services, which include corporate and institutional banking, financial markets, investment banking, business and transactional banking, retail and private banking business lines across the country.

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INDUSTRY ASSOCIATES

DUN & BRADSTREET INC.

DUN & BRADSTREET (NYSE:DNB) is the world's leading provider of business information, enabling business-to-business commerce for 160 years. D&B's information and technology solutions help businesses reduce credit risk, find profitable customers and manage vendors efficiently. Avenues, the owner of the website www.CCAvenue.com is globally registered with worldwide DNB numbers – i-934-40364 (USA), 894-834-824 (Singapore) and 91-843-3652 (India). The D&B D-U-N-S Number is a unique nine-digit identification sequence, which provides unique identifiers of single business entities, while linking corporate family structures together. In today's global economy, the D&B D-U-N-S Number has become the standard for keeping track of the world's businesses.

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MERCHANT FRAUD SQUAD INC.
Merchantfraudsquad.com: The Merchant Fraud Squad is a not-for-profit organization founded in September 2000 by American Express and other e-commerce leaders. It provides education about fraud prevention techniques and encourages businesses selling online to adopt best practices and anti-fraud technologies. The Network's merchant focus distinguishes this group from others that are trying to combat this problem. This Worldwide E-Commerce Fraud Prevention Network seeks to significantly reduce merchants' exposure to online fraud and promote the growth of e-commerce through enhancement of consumer confidence.

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VERISIGN INC.

VERISIGN INC.(Nasdaq:VRSN) is the world's leading provider of trusted infrastructure services to Web sites, enterprises, electronic commerce service providers and individuals. Verisign provides to CCAvenue the critical Web identity, authentication and transaction infrastructure to conduct secure ecommerce transactions and communications.

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HACKER SAFE

Hacker SafeScanAlert, Inc. is headquartered in Napa, CA, It is the world's largest web site security certification authority, protecting over 75,000 web sites in 40 countries through the HACKER SAFE certification program. The certification mark indicates that these sites protect the personal data of millions of shoppers every day by meeting the highest federal and industry web site security standards. The certification mark also indicates Payment Card Industry compliance and meets the requirements of Visa's CISP and AIS, MasterCard's SDP, American Express' DSS, DiscoverCard and JCB. ScanAlert was selected by Visa International to be the exclusive provider of Visa-branded PCI / AIS validation services over 70 countries. Over half of the Internet Retailer TOP 500 use HACKER SAFE certification because it is the recognized independent authority of assurance that consumers respond to.

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PAYMATE

PayMatePayMate is a Mumbai based wireless transactions platform provider. PayMate is a spin-off from Coruscant Tec a sister concern with a focus on wireless content. PayMate has created a viable ecosystem to enable wireless transactions connecting banks, switches, merchants and customers using a simple, secure and seamless technology.
For more information visit: http://www.paymate.co.in

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ITZ CASH

Itz CashITZ Cash is another innovative product launched by Intrex India in Year 2003. ITZ Cash is a unique payment instrument available for Indian consumer, which is safe and convenient to transact online.

Intrex India Limited is a public limited company incorporated in Year 2000 by Essel Group. Essel Group is truly diversified with its business activities spread over different Industries like Media and Entertainment, Tourism and Amusement, Packaging, Telecommunications and Publishing. The group is known for its successful implementation of unique business ideas. For more information visit: http://www.itzcash.com

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PCI SECURITY STANDARDS COUNCIL
PCI Security Standards CouncilConsumers have enjoyed using credit and debit cards for many years. However, sophisticated thieves have been able to extract credit and debit card information from unsecured databases and other means. This has resulted in a higher incidence of identity theft, a crime that affects merchant companies, financial institutions, e-commerce companies and individuals.

Because of these security breaches, the major credit card companies - American Express, Discover, MasterCard and Visa - decided to create regulations to help prevent theft of consumers' data. The Payment Card Industry (PCI) Data Security Standards were created by MasterCard and agreed to in 2004 by the four major credit card companies. Each of the credit card companies has its own term for these standards. On June 30, 2005, the regulations took effect.

The American Express program is called Data Security Operating Policy (DSOP); the Discover program is called Discover Information Security and Compliance (DISC);The MasterCard program is called MasterCard Site Data Protection (SDP); and the Visa program is called Cardholder Information Security Program (CISP).

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AVENUES (I) PRIVATE LIMITED,
Level 2, Plaza Asiad, Santacruz (West),
Mumbai - 400 054. India.
Phone - 26000816/26000846/26491524 Fax - 6480772
Internet Address: www.Avenuesindia.com / www.CCAvenue.com
E-mail: contact@CCAvenue.com



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