CCAvenue Banking Connect

Unlock a smoother and smarter way to accept payments with CCAvenue Banking Connect

A next-generation smart netbanking 2.0 platform built with a mobile-first approach that redefines user experience. A smarter, unified and frictionless payment flow to drive higher conversions and boost success rates.

Upgrade to the Next-Gen Digital Netbanking

CCAvenue Banking Connect powered by NPCI offers your customers a faster, smoother and a more reliable netbanking payment experience without the hassle of remembering user IDs and passwords. It overcomes the challenges of the traditional netbanking flow to deliver a mobile-first, secure, and high-value digital banking experience with superior uptime. It dynamically switches between native NetBanking and Banking Connect flows based on real-time success rates.

Single Integration

Access all Banking Connect enabled banks in one integration with additional support of the existing netbanking channels.

Frictionless Payments

Secure biometric-based payments enabled eliminating the need to remember username and password.

Mobile-First Experience

Direct intent-based flows and dynamic QR codes for instant secure payments optimized for modern mobile banking apps.

Smart Routing

Select the optimal payment route based on real-time success rates, switching between native NetBanking and Banking Connect

Higher Success Ratios

Reduced redirections and streamlined payment flows ensure fewer transaction drops and faster completion.

24x7 Monitoring

Advanced monitoring systems ensure high availability and superior uptime even during peak transaction volumes.

Smart Netbanking experiences designed for
smoother customer checkouts

Pay via Netbanking QR Code on Web Pay via Bank App on Mobile | Pay via Redirect to Netbanking Website

Pay via Netbanking QR Code on Web

Customer scans the dynamic QR code from his bank's mobile app and authorizes the payment instantly with an OTP. No manual entry of username or password needed, making web checkouts effortless.

Customer opts to pay via Netbanking
Customer selects his bank and opts to Pay via Netbanking QR Code
Customer scans the generated Dynamic QR Code from his bank's mobile app
Payment is authorized and successfully completed

Pay via Bank App on Mobile

Customer chooses his preferred mobile banking app from the intent tray and completes payment with the selected app; making checkout faster and smoother.

Customer opts to pay via Netbanking
Customer selects his bank and opts to Pay via Bank App
Customer chooses his preferred mobile banking app from the intent tray
Payment is authorized and successfully completed in the comfort of a familiar app

Pay via Redirect to Netbanking Website

In this existing flow, customer is securely redirected to his bank's website to login with respective credentials and complete the payment.

Customer opts to pay via Netbanking
Customer selects his bank and opts to Pay via Redirect to Netbanking Website
Customer is securely redirected to his bank's website to login with user ID & password
Payment is authorized and successfully completed on the website

Frequently Asked Questions

Everything you need to know about CCAvenue Banking Connect

What is CCAvenue Banking Connect?

CCAvenue Banking Connect is a unified payment solution that enables merchants to accept bank payments through a single integration, powered by NPCI Bharat BillPay Limited (NBBL). It enhances traditional NetBanking with simpler, faster, and more reliable payment flows.

Will CCAvenue Banking Connect replace the traditional NetBanking?

No. It enhances it. CCAvenue continues to support traditional NetBanking flow while introducing new QR and intent-based flows that simplify the process and improve transaction performance.

How does CCAvenue Banking Connect improve success rates?

By reducing redirects and allowing customers to complete payments directly through their banking apps, CCAvenue Banking Connect minimizes drop-offs and ensures higher transaction completion ratios.

What are the integration benefits for merchants?

A single, standardized API connects merchants to all participating banks - simplifying onboarding, reducing technical overhead, and ensuring consistent transaction monitoring.

Is CCAvenue Banking Connect secure?

Yes. Built on NPCI's standardized NBBL banking framework and CCAvenue's robust infrastructure, CCAvenue Banking Connect ensures end-to-end encryption, secure authentication, and compliance with banking-grade standards.

Transform the payment experience with CCAvenue Banking Connect